One Credit Card is Enough

Are you getting bombarded through the mail and your phones with lots of credit card solicitations? Do you begin to get puzzled on which provider that you must pick and sign on the dotted line for? You’re not alone. Each day the big credit card providers spend millions of dollars in trying to get you to go with their offers.

One effective credit card tips you need to keep in mind is that one card is enough. One credit card is sufficient for a college student. Make your account online, keep the use of credit card to 30 percent of the credit card, and pay off your month every month. Once your limit is low at first, utilize cash or a debit card to pay for anything which will take you above the thirty percent threshold. If you are prepared to manage a higher credit limit responsibly, call the credit card company, and they will likely be happy to increase the limit.  

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