If you are not capable of paying your credit in full every month, but’ your steadily minimizing total credit. You would like to be able to take benefit of the benefits credit card has to give. However, you do not want to grow your debt.
If you have one credit card, and you’re already in debt, you must focus on giving out that debit card off before opening a new one. But, if you hold multiple credit cards, there’s a way to keep on paying down the existing credit without incurring interest on new procurements.
So, avoid making unnecessary purchases while you are still in credit card debt. If you are not disciplined to restrict what you spend when shelling out with a credit card, the best way is to pay them in cash.