If you are burdened by credit card debt, you are not alone. It doesn’t matter if you owe hundreds or thousands it is hard to rest easy if you know you owe money. Credit cards are incredibly convenient, that much cannot be argued. You do not necessarily need to swear them off forever even when you do owe a sizeable amount on them. But nobody wants to talk around carrying lots of credit card debt, so here is what you can do to control your debt.
Create a list of all the credit card you have, and how much
you owe on each. You also need to include interest
rates. Organize the list from highest interest rate down to the lowest. The
higher interest rate cards are a top
priority. Then know the minimum payment on each credit card. This helps you a lot in avoiding massive