Avoid Carrying a Balance

This is considered the holy grail of debit card use. Provided the fact that you reimburse your balance on the due date and in full each month, you’ll never pay a single interest or charges. Better yet, you’ll be earning interest on the money you held into from the time you buy; to the time your statement becomes due. That is up to fifty days in interest gains.

So the tip is register online for fast access to your current account information. You have to log in most often to make sure that you’re not spending more than you can pay for, and to shell out in full once your statement comes due. Make an instant payment plan to make sure that you never miss your deadline.

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